Abstract
In the last few years, we have been witnessing a growing interest towards subsidies granted through the paw loan institute; the most antique financia operation represents an unicum both in the field of bank operations concerning the disposition of assets, the worthiness analysis of the client and the holder of the policy's insolvency, which is emitted by a bank or a financia operator and given anonymous person who handed the asset in exchange for the funding. Given these premises, it's necessary to analyze the compatibility of the discharge discipline involving the insolvent with the innate characteristics of the pawn loan istitute, seen as a bank operation perfomed incertam personam of the evaluation of movable goods possensig intrinsic value.